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Debt to income ratio calculator
This calculator will determine your debt to income ratio. A debt ratio greater than or equal to 40% indicates you are not at good risk for lending money.

Monthly income after taxes:
Spouse's monthly income after taxes:
Other monthly income:
Monthly rent/mortgage payment:
Monthly 2nd mortgage payment:
Total of all monthly car/vehicle payments:
Total of all monthly credit union loan payments:
All other monthly consumer loan payments:
Total of all monthly minimum charge card payments (Visa, MasterCard, dept. store, etc.):
Other monthly payments:
Pending monthly loan payments:
Your total income:
Your total monthly payments:
Your debt ratio:



Calculators are provided for informational purposes only.